Garbage Clinical Insurance (GCI) is a micro health insurance program which uses recyclable waste as a financial resource. With this program, the community is able to pay for clinical services by using garbage as payment to an insurance scheme. The project predominantly targets waste collectors and encourages the community to mobilize their own unused resources to improve their access to health services. It further breaks down barriers between health facilities and community members.
The main principle of Garbage Clinical Insurance is organizing communities to create sustainable financing from their own resources in order to improve the access and the quality of public health program from the promotive, preventive, curative and rehabilitative aspects. On the other side, it becomes an incentive for the community to start a proper waste management and waste entrepreneurship from household level. To a certain extent, it also contributes to local sanitation improvement.
Garbage Clinical Insurance increases garbage value exponentially, so Garbage Clinical Insurance empowers every individual to mobilize overlooked resources and take an active role in managing health financing. We change the perception and habits of the community towards garbage with new innovative system of garbage insurance scheme. We promote health investments with garbage.
Practically, in general, residents must pay fee to government to dispose of their garbage, but we offer residents to submit their garbage worth 10.000 IDR to us. It is then is used to cover their health care in a holistic manner, cover the patient's treatment(curative), make health care quality improvement programs (health promotion), prevent illness(preventive), and provide rehabilitative health care, such as free treatment, in-clinic counseling, laboratory check, etc.
